Stuart has over thirty years’ experience in the pensions industry, including more than 20 years as a Scheme Actuary to a portfolio of clients.

Working at Mercer for more than 20 years, Stuart held a number of roles including leadership of Mercer's pensions scheme wind up and pension risk transfer business.

Prior to establishing APT Advisory Limited, Stuart was Head of Settlement Consulting and Scotland Market Leader at Buck

Based just outside Belfast, Stuart has worked with trustee boards and sponsoring employers from a wide range of sectors right across the UK, providing services primarily to small pension schemes, including:

• Setting funding and investment strategies, reflecting the full range of employer covenant gradings 

• Leading trustees and employers through discussions with the Pensions Regulator on scheme funding issues

• Establishing and operating appropriate scheme governance frameworks

• Advising trustee boards on how to deal with complex and often sensitive member issues

• Securing bulk annuity contracts and dealing with the solvent wind up of the pension scheme

• Involvement in liability management exercises operated by the sponsoring employer

• Corporate transactions and restructuring exercises

• Advice on PPF levy management options

• Advising trustees of schemes through PPF assessment periods